As I am learning more and more, in preparation to get married, you have to make a lot of decisions. It is mostly exciting and fun, sometimes a little dull, and even slightly annoying. I really love this time in our lives though. I whole-heartedly plan on being engaged just this once, and I want nothing more than to enjoy it all. That's how it is supposed to be.
One of the decisions we are mulling-over is the living situation. Where the heck are we going to live when we tie the knot? We had decided we wanted to live in an apartment and save money to buy a house. Both Shane and I have been incredibly blessed and would could save quite a bit if we had a small payment like a rent payment. The plan sounded great until we drove by a condominium complex that advertised 3 bedroom and 2 bathroom condos in the 140's. The payment on a mortgage of that size is almost the same as rent. Hmmmmm. Shane's awesome dad then pointed out that if we save all if this money while renting instead of buying, we would loose in the equity we could have built had we bought when prices were low. Again, hmmmmm.
My mind was overwhelmed. The living situation seemed like a no-brainer a month or so ago. Terms like equity,mortgage, inflation, and closing costs were things adults had to think about. Well, its time to wake-up sweet cheeks, your an adult now! I've always felt grown up (I even just posted about feeling grown up!). Although I felt grown up, I never thought I was the kind of adult who needed to think about these things. It's like becoming a doctor without considering the possibility of picking up a stethoscope. Strange huh?
Turns out, I am one of those adults. I think we are going to buy. It's actually really fun. Probably the most exciting of the decisions we have been making. We found some options we really like, but I am not getting my hopes up (TRYING not to anyway:) ).
I am just extremely grateful we have the option of looking into buying and having it even be a possibility. Thank the big man above:) Anywho, wish us luck!
2 weeks ago
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